Death has No Age - Young. Old.
It is more costly to die than to be born. Insurance
ensures the risk of cost.
Final expense insurance typically comes in two varieties.
Immediate full benefit policies, which pay the full face value upon your death, are
generally available to people with no serious health concerns.
Graded benefit policies provide
limited benefits during the first few years and are available to people with
serious health concerns.
These policies can provide the peace of mind of
knowing that your survivors won’t struggle to pay for
your funeral or be saddled with outstanding medical bills and other debts.
With the average cost of a funeral exceeding $10,000
and approaching $15,000, this typically represents the third largest expense
in a person's lifetime. Ranking just behind home and automobile
ownership.
Social Security only pays a lump final expenses sum of $255 for those who qualify.
If you have ever experienced the passing of a loved one, you know it can be an overwhelming chore to plan for a funeral while under pressure, as you will be needing to make countless decisions while in grief.
By planning ahead you can eliminate this
pain and have piece of mind knowing your family will not be
burdened with the high cost associated with a funeral, and the left behind
costs for medical care, unpaid bills, etc.
Final expense policies are also known for their quick
pay-outs. No need to wait 3-6 month. Most pay the beneficiary within 24
hours of death.
For a few dollars a day, pay for your final expenses. It is simple. I can help.
Share Life!
Ana V Magalhaes
Licensed in Life & Health